All Credit Cards

Joining Fee ₹1,180

Annual Fee ₹5,310

American Express Gold Card

American Express

ShoppingDiningTravel

• Earn 5X Membership Rewards Points on purchases via the Reward Multiplier platform
• Up to ₹10,000 instant cashback on eligible purchases at Apple Store Online
• Enjoy 20% off on room stays at Best Available Rate across all participating properties of The Lalit Hotels

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Joining Fee ₹1,180

Annual Fee ₹5,310

American Express Membership Rewards Credit Card

American Express

ShoppingDining

• Get rewarded with Membership Rewards Points for all your transactions, redeemable for a variety of rewards
• Earn 4,000 Bonus Membership Rewards Points upon spending ₹1,000 within the first 30 days of card issuance
• Earn 1 Membership Reward Point for every ₹50 spent except on fuel, insurance, and utility bill payments

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Joining Fee ₹77,880

Annual Fee ₹77,880

American Express Platinum Card

American Express

ShoppingOnline Food OrderingDiningTravel

• Earn 5 Membership Rewards points per ₹100 on fuel (capped at 5000 points/month)
• 3X Membership Rewards points on overseas spends
• Points redeemable for travel, hotel loyalty programs, and vouchers

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Joining Fee ₹11,800

Annual Fee ₹11,800

American Express Platinum Reserve Credit Card

American Express

ShoppingDiningGrocery ShoppingTravel

• Complimentary lifestyle memberships (Accor Plus, Taj Epicure, and EazyDiner Prime)
• Get movie or online shopping vouchers worth up to ₹12,000 per year on spending ₹50,000 each month
• Earn a ₹1,000 e-voucher on spending ₹50,000 in a calendar month, redeemable across select brands (Tata CLiQ Luxury, BookMyShow, Shoppers Stop, BigBasket, PVR, MakeMyTrip)

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Joining Fee ₹5,900

Annual Fee ₹5,900

American Express Platinum Travel Credit Card

American Express

DiningTravel

• Earn up to 40,000 bonus MR points per year through 3 spend milestones (₹1.9L / ₹4L / ₹7L) — plus a ₹10,000 Taj Stay voucher at the ₹7 lakh tier, all redeemable on Platinum Travel Collection
• Get 8 complimentary domestic lounge visits per year with complimentary Priority Pass membership (USD 99 annual fee waived)
• MR points never expire as long as the card is active — giving full flexibility to accumulate and redeem without any time pressure.

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Joining Fee ₹584

Annual Fee ₹584

American Express SmartEarn Credit Card

American Express

ShoppingOnline Food Ordering

• Earn 10X Membership Rewards on Zomato, Flipkart, BookMyShow, Uber, Ajio, Nykaa and more up to 1,250 MR points monthly from just ₹7,500 across accelerated partners
• Get 5X Membership Rewards on all Amazon spends making this one of the strongest entry-level cards for regular online shoppers
• Earn 1 Membership Rewards Point for every ₹50 spent on all other eligible purchases

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Joining Fee ₹235

Annual Fee ₹235

AU Altura Credit Card

AU Small Finance BankMastercard

Grocery ShoppingUtility Bills

• Earn 2% cashback on spends at grocery stores, departmental stores, and utility bill payments, capped at ₹50 per statement cycle
• Earn 1% cashback on all other eligible retail spends, capped at ₹50 per statement cycle
• Get an additional ₹50 cashback on completing ₹10,000 or more in retail spends in a statement cycle

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Joining Fee FREE

Annual Fee FREE

AU Altura Plus Credit Card

AU Small Finance BankVisa, RuPay

ShoppingTravel

• Earn 1.5% cashback on offline retail spends, capped at ₹100 per statement cycle
• Earn 2 Reward Points per ₹100 on all online transactions
• 2 complimentary railway lounge visits per quarter, totalling 8 per year

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Joining Fee ₹2,360

Annual Fee ₹2,360

AU Ananta Credit Card

AU Small Finance BankVisa

ShoppingDiningTravel

• Earn 5 Reward Points per ₹100 on Shopping, Dining & Travel; 2 RP per ₹100 on other retail spends; 1 RP per ₹100 on Insurance, Utility & Telecom
• 15% off on Amazon Fashion, District by Zomato Dining and Hotel bookings on AU Rewardz (capped offers)
• Xpress EMI, Contactless Payments up to ₹5,000, and Lifetime-Free Add-on Cards

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Joining Fee FREE

Annual Fee FREE

AU Bank LIT Credit Card

AU Small Finance BankVisa

ShoppingGrocery ShoppingTravel

• India’s first fully customisable, Lifetime Free credit card
• Choose and pay only for the features you want (from ₹49 per 90 days)
• up to 10X reward points, 5% category cashback on grocery & apparel, milestone cashback

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Joining Fee FREE

Annual Fee FREE

AU InstaPay Rupay Credit Card

AU Small Finance BankRuPay

DiningGrocery Shopping

• Lifetime-free virtual RuPay credit card that links to any UPI app for scan-and-pay at merchant QR codes no physical card is issued
• Earn 1% cashback on UPI transactions at eligible merchant categories Departmental Stores, Grocery Stores & Supermarkets, Restaurants & eating places / Dining, and Pharmacy on transactions of ₹200 or more, capped at ₹100 per statement cycle
• Up to 50 days interest-free credit period

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Joining Fee ₹1,180

Annual Fee ₹1,180

AU Laksya Credit Card

AU Small Finance BankVisa

ShoppingOnline Food OrderingTravel

• Rewards: 5 RP/₹100 on Grocery, Departmental Stores & Contactless; 2 RP/₹100 on all other retail
• Partner Discounts: 15% off on Zomato (max ₹250/month)
• 15% off on Amazon Grocery/Amazon Now (max ₹250/month)

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Joining Fee ₹235

Annual Fee FREE

AU Nomo Credit Card

AU Small Finance BankVisa, RuPay

Travel

• Earn 2 reward points per ₹100 on retail spends
• Earn 1 reward point per ₹100 on utility and insurance spends
• Reward points capped at 5,000 per statement cycle (up to ₹1,250 value at 1 RP = ₹0.25)

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Joining Fee ₹117

Annual Fee ₹118

AU Prathama Credit Card

AU Small Finance BankRuPay

ShoppingOnline Food OrderingGrocery Shopping

• Earn 5 RP / ₹100 on grocery, departmental stores & contactless spends
• 2 RP / ₹100 on all other eligible spends
• up to 15% off on Amazon Grocery/Now and Zomato

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Joining Fee ₹590

Annual Fee ₹590

AU Tejas Credit Card

AU Small Finance BankVisa

Online Food OrderingTravelUtility Bills

• 10% cashback / instant discount on partner merchants (Movies via District by Zomato, Zomato food delivery, Amazon Grocery / Amazon Now
• All major Cab services and Bill payments via AU 0101 each capped at ₹50 per month)
• Accelerated 5 RP per ₹100 on AU Rewardz spends (Flights, Hotels, Voucher Shopping, Bill Payments), 1 RP per ₹100 on other spends

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Joining Fee ₹3,539

Annual Fee ₹3,539

AU Vetta Credit Card

AU Small Finance BankVisa, RuPay

Grocery ShoppingTravel

• 2 complimentary railway lounge accesses per calendar quarte
• Earn 1,000 Bonus Reward Points on completing any retail transaction on your birthday
• Complimentary Annual Times Prime Membership giving access to 20+ subscriptions and 40+ discount-led offers

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Joining Fee ₹884

Annual Fee ₹884

AU Xcite ACE Credit Card

AU Small Finance BankVisa

ShoppingTravel

• Up to 3% cashback on monthly spends via milestones 1% on ₹7,500, 2% on ₹12,500, 3% on ₹20,000; capped at ₹600 per statement cycle
• 2 complimentary domestic airport lounge visits per quarter on ₹50,000 spends in the previous quarter
• 8 complimentary railway lounge visits per year max 2 per quarter

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Joining Fee ₹884

Annual Fee ₹884

AU Xcite Ultra Credit Card

AU Small Finance BankVisa, RuPay

ShoppingOnline Food OrderingTravel

• Earn 8 Reward Points per ₹100 on online spends, 4 Reward Points per ₹100 on offline spends, 12 Reward Points per ₹100 on international spends, and 1 Reward Point per ₹100 on Utility & Telecom and Insurance spends
• Get an additional 500 Reward Points on retail spends of ₹5,000 done between the 1st and 5th of every calendar month
• milestone benefit of 5,000 Reward Points on minimum retail spends of ₹2.5 lakh in a card anniversary year, redeemable as vouchers from top brands

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Joining Fee FREE

Annual Fee FREE

AU Zenith Credit Card

AU Small Finance BankVisa

ShoppingDiningGrocery ShoppingTravelUtility Bills

• Earn 5 reward points per ₹100 on dining, grocery, departmental stores, and international transactions
• Get stay-for-3-pay-for-2 at 40+ ITC Hotels and 150+ Elivaas luxury villas, plus 50% savings on the 2nd night
• Enjoy 2 complimentary domestic airport lounge visits per quarter plus DinewithVisa premium dining experiences

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Joining Fee ₹5,899

Annual Fee ₹5,899

AU Zenith Plus Credit Card

AU Small Finance BankVisa

ShoppingDiningTravel

• Earn 2% back on travel, dining & international spends with 1 reward point = ₹1 - among the best point values in the market with no conversion hassle
• Get 16 domestic and 16 international complimentary airport lounge visits per year plus 4 VIP Meet & Assist services annually
• Enjoy up to 16 buy-1-get-1 movie tickets on BookMyShow per year (capped at ₹500/ticket) plus 8 complimentary golf sessions

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Joining Fee FREE

Annual Fee FREE

ixigo AU Credit Card

AU Small Finance BankVisa, RuPay

TravelUPI

• Lifetime-free co-branded travel credit card
• Up to 10% off up to ₹3,000 on flights & hotels and 10% off up to ₹300 on bus bookings via ixigo, plus zero payment-gateway charges on train bookings
• 2.5% Reward Points on every ₹200 spent (online, offline & UPI cap 10,000 RP cycle

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Joining Fee ₹589

Annual Fee ₹589

Axis ACE Credit Card

AxisVisa

Online Food OrderingTravelUtility BillsUPI

• 5% cashback on utility bill payments including electricity, water, gas, LPG and broadband, as well as DTH and mobile recharges, when paid via Google Pay using the Axis Bank ACE Credit Card, Android only
• 4% cashback on spends made on Swiggy, Zomato and Ola through their mobile apps or websites
• 1.5% unlimited cashback on all other eligible retail spends via UPI

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Joining Fee ₹590

Annual Fee ₹590

Axis Airtel Rupay Credit Card

AxisVisa, RuPay

Online Food OrderingGrocery ShoppingUtility Bills

• 25% cashback on Airtel recharge, DTH, broadband via Airtel Thanks app (capped at 2x of 1% category cashback)
• 10% cashback on utility payments via Airtel Thanks app (capped at 1x of 1% category cashback)
• 10% value back at Zomato, Blinkit, District Movies (₹200/month per partner, Minimum Order Value of ₹499 where applicable)

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Joining Fee ₹5,900

Annual Fee ₹5,900

Axis Atlas Credit Card

AxisVisa, Mastercard

ShoppingTravel

• Earn 5 EDGE Miles per ₹100 on eligible travel spends via Axis Bank Travel EDGE portal, direct airline and direct hotel bookings up to ₹2,00,000 per month; earn 2 EDGE Miles per ₹100 thereafter
• Earn 2 EDGE Miles per ₹100 on all other eligible domestic and international transactions (from 20 April 2024 onwards
• Milestone Benefits: – ₹3 lakh annual spend: 2,500 EDGE Miles – ₹7.5 lakh annual spend: Additional 2,500 EDGE Miles – ₹15 lakh annual spend: Additional 5,000 EDGE Miles

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