Up to 12 SuperCoins per ₹100 on Flipkart Plus 6 non-Plus and 2 SuperCoins per ₹100 on all other spends uncapped
500 welcome SuperCoins; free memberships Lenskart Gold 1 yr, YouTube Premium 2 months, Gaana Plus 3 months, ₹500 off on Myntra
15% off on Flipkart Flights up to ₹1,500
30% off first Flipkart Health medicine order
Fees
Joining Fee500 SuperCoins on card activation; 2 months YouTube Premium trial; 3 months Gaana Plus trial; 1 year Lenskart Gold membership; extra ₹500 off on Myntra select styles max 3 transactions on orders above ₹2,999
₹590
₹500 + GST
Annual FeeThe annual fee is waived if you spend ₹2 Lakh or more in a year on your card, as per bank policy
₹590
₹500 + GST
Eligibility
Age
18-70 years
Salary
₹25K / Month
Credit Score
720+
Bank Fee Structure
Forex Markup3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency Examples (3.5%): ₹100 → ₹3.50 ₹1,000 → ₹35 ₹10,000 → ₹350 ₹1,00,000 → ₹3,500
3.5%
Finance Charges (APR)Finance charges of 3.75% per month 55.55% per annum apply on unpaid outstanding balances until the amount is fully repaid
3.75%
ATM Withdrawal2.5% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable
2.5%
Reward RedemptionNo fee is charged when redeeming reward points on this card
Not Applicable
Railway SurchargeA surcharge of 1% is applied to transactions made for booking railway tickets
1%
Rent PaymentA surcharge fee of 1% applies on rental transactions
1%
Cheque PaymentA fee of 2% of the payment amount minimum ₹500 is levied for cheque return, cheque dishonour, or auto-debit reversal
2%
Cash PaymentA fee of ₹175 is levied on cash payments made towards the card at an Axis Bank branch
₹175
Late Payment Charges
Amount due
Fee
₹0 - ₹500
₹0
₹501 - ₹5000
₹500
₹5001 - ₹10000
₹750
Above ₹10000
₹1200
Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared
The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
