Earn 2,000 Reward Points on spending ₹30,000 every 90 days
3-month Prime membership renewal on spends of ₹30,000 every 90 days
Instant redemption of reward points via PayEazy against restaurant bills
Fees
Joining Fee3-month EazyDiner Prime membership worth ₹1,095 and 500 bonus EazyPoints on card activation
Free
Lifetime Free
Annual FeeThere is no joining fee for this card. It is lifetime free.
Free
Lifetime Free
Eligibility
Age
25-70 years
Salary
₹25K / Month
Credit Score
750+
Bank Fee Structure
Forex Markup3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. Examples (3.5%): ₹100 → ₹3.5 ₹1,000 → ₹35 ₹10,000 → ₹350 ₹1,00,000 → ₹3,500
3.50%
Finance Charges (APR)Finance charges of 3.83% per month (46% per annum) apply on unpaid outstanding balances until the amount is fully repaid
3.83%
ATM Withdrawal2.50% of the withdrawn amount is charged on cash advances using the credit card, subject to a minimum of ₹300
2.50%
Reward RedemptionThere is no Reward Redemption Fee
Not Applicable
Railway SurchargeA surcharge of 1% is applied to transactions made for booking railway tickets
1%
Rent Payment1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges
1%
Cheque PaymentNo cheque payment fee is charged
Not Applicable
Cash PaymentA cash payment fee of ₹100 is charged per deposit made at IndusInd Bank branches
₹100
Late Payment Charges
Amount due
Fee
₹0–₹100
₹0
₹101–₹500
₹100
₹501–₹1,000
₹350
₹1,001–₹10,000
₹550
₹10,001–₹25,000
₹800
₹25,001–₹50,000
₹1,100
Above ₹50,000
₹1,300
Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared
Reward Exclusions
FuelCash withdrawalsEMI
Terms & Conditions
The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards.
