Get up to ₹5,000 per month in dining discounts via the EazyDiner App, 25% off per transaction capped at ₹1,000, with ₹2,000 base + ₹3,000 on meeting non-dining spend criteria.
Earn 10 reward points per ₹100 on travel, shopping & entertainment the highest accelerated earn rate on this card at an effective 1% return.
Welcome package worth over ₹11,000 including EazyDiner Prime membership (₹3,550), Postcard Hotel voucher (₹7,500), and 2,000 bonus EazyPoints.
Fees
Joining FeeComplimentary EazyDiner Prime membership worth ₹3,550, 2,000 welcome bonus EazyPoints, and Postcard Hotel stay voucher worth ₹7,500 on card issuance.
₹3,539
₹2,999 + GST
Annual FeeThe annual fee of ₹2999 is non-waivable and will be charged every year.
₹3,539
₹2,999 + GST
Eligibility
Age
21-60 years
Salary
₹75K / Month
Credit Score
720+
Bank Fee Structure
Forex Markup3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. Examples (3.5%): ₹100 → ₹3.5 ₹1,000 → ₹35 ₹10,000 → ₹350 ₹1,00,000 → ₹3,500
3.50%
Finance Charges (APR)3.83% monthly interest rate applies on the outstanding balance if the full amount due is not paid by the statement due date. The interest-free period is 20 to 55 days for new purchases.
3.83%
ATM Withdrawal2.5% of the withdrawn amount is charged on cash advances using the credit card, subject to a minimum of ₹500.
2.50%
Reward RedemptionA reward redemption handling fee of ₹100 plus applicable GST is charged per redemption request.
₹100
Railway Surcharge
1%
Rent Payment1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges
1%
Cheque PaymentA fee of ₹100 is charged for payments made by cheque.
₹100
Cash PaymentA fee of ₹100 is charged for payments made by depositing cash at a bank branch or ATM.
₹100
Late Payment Charges
Amount due
Fee
Up to ₹100
Nil
₹101 – ₹500
₹100
₹501 – ₹1,000
₹350
₹1,001 – ₹10,000
₹550
₹10,001 – ₹25,000
₹800
₹25,001 – ₹50,000
₹1,100
Above ₹50,000
₹1,300
Late payment charges apply if the Minimum Amount Due (MAD) is not paid by the due date. Charges are based on the total outstanding amount as per the slab structure above.
Reward Exclusions
Rent paymentFuelInsuranceEMI TransactionsCash WithdrawalsJewellerySchool & Educational ServicesGovernment related transactionsWallet transactions - Load moneyFeesGST chargesAll ReversalsGamblingTollsSecurity Broker ServicesCharityRailwaysUtility Bill PaymentsBalance TransferFinancial Charges (Late Feedishonored cheque chargestransaction charges & etc)Payments made using standard instructions
Terms & Conditions
...rewards
Welcome benefit is applicable only on spends within 30 days of card issuance
