20 Reward Points per ₹100 on weekend dining & international purchases up to 2,000 RP month each, 6% value back
up to 45,000 milestone Reward Points on annual spends of ₹3 lakh / ₹5 lakh / ₹8 lakh
Buy-1-Get-1 movie tickets on BookMyShow (up to ₹200, twice a month)
2 complimentary domestic airport lounge visits per quarter on ₹35,000 previous-quarter spend and access to 1,400+ international lounges
golf programme 4 complimentary rounds year, 1 lesson month, 50% off green fees
Fees
Joining Fee20,000 bonus Reward Points as a welcome benefit. To qualify, make an eligible retail transaction within 30 days of card issuance
Free
Lifetime Free
Annual FeeNot Applicable
₹5,900
₹5,000 + GST
Eligibility
Age
21-60 years
Salary
₹25K / Month
Credit Score
720+
Bank Fee Structure
Forex Markup3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency Examples (3.5%): ₹100 → ₹3.50 ₹1,000 → ₹35 ₹10,000 → ₹350 ₹1,00,000 → ₹3,500
3.5%
Finance Charges (APR)Finance charges of 3.99% per month 47.88% per annum apply on unpaid outstanding balances until the amount is fully repaid
3.99%
ATM Withdrawal2.5% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable
2.5%
Reward Redemption₹99 + GST redemption fee per redemption
₹99
Railway SurchargeA surcharge of 1% is applied to transactions made for booking railway tickets
1%
Rent PaymentA surcharge fee of 1% applies on rental transactions
1%
Cheque PaymentA fee of ₹500 is levied for cheque return, cheque dishonour, or auto-debit reversal
₹500
Cash PaymentA fee of ₹100 is charged for making credit card bill payments in cash at RBL Bank branches
₹100
Late Payment Charges
Amount due
Fee
₹0 - ₹500
₹0
₹501 - ₹5,000
₹500
₹5,001 - ₹10,000
₹700
₹10,001 - ₹25,000
₹950
₹25,001 - ₹50,000
₹1,100
₹50,001+
₹1,300
A late payment fee of 12.5% of the total outstanding amount minimum ₹5, maximum ₹1,300 is levied when the minimum amount due is not paid by the payment due date, as per the card MITC
The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
