Earns 5–10 SCoins per ₹100 on UPI, online and offline spends
Salary Day Bonus of 37.5 SCoins per ₹100 on the 1st and last day of each month via SalarySe UPI
Includes 1 complimentary domestic airport lounge visit per month up to 12year
a low 1% forex markup on global spends
Fees
Joining FeeNot Applicable
₹590
₹500 + GST
Annual FeeThe annual fee is waived if you spend ₹2 lakh or more in a year on your card, as per bank policy
₹590
₹500 + GST
Eligibility
Age
21-60 years
Salary
₹25K / Month
Credit Score
720+
Bank Fee Structure
Forex Markup1% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency Examples (1%): ₹100 → ₹1 ₹1,000 → ₹10 ₹10,000 → ₹100 ₹1,00,000 → ₹1,000
1%
Finance Charges (APR)Finance charges of 3.5% per month (42% per annum) apply on unpaid outstanding balances until the amount is fully repaid
3.5%
ATM Withdrawal3% of the withdrawn amount is charged on cash advances using the credit card minimum ₹250
3%
Reward RedemptionNo fee is charged when redeeming reward points on this card
Not Applicable
Railway SurchargeA surcharge of 1% is applied to transactions made for booking railway tickets
1%
Rent PaymentA surcharge fee of 1% applies on rental transactions made using the credit card
1%
Cheque PaymentA fee of ₹300 is levied for cheque return, cheque dishonour, or auto-debit reversal
₹300
Cash PaymentNo fee is charged via cash payment
Not Applicable
Late Payment Charges
Amount due
Fee
₹0 - ₹25000
₹350
above ₹25000
₹350
A late payment fee of ₹350 is charged on outstanding dues up to ₹25,000 and ₹450 on dues above ₹25,000, if the Minimum Amount Due is not paid by the payment due date
The bank may offer a different card variant based on youreligibility; please carefully review the features and benefits of thEarn 5–10% rewards on every UPI payment with the CUB Level UP Card. Unlock exclusive 37.5% Salary Day Bonus and level up your everyday spending
