Earn 2 Travel Credits for every ₹200 that you spend on travel
Earn 1 Travel Credit for every ₹200 on all other spends
Get additional Domestic Lounge visit with every spend of ₹1 Lakh
Earn 5,000 Bonus Travel Credits on annual spends of ₹5 Lakh
Enjoy Annual Fee reversal on spends of ₹6 Lakh in a membership year
Fees
Joining Fee1,500 Travel Credits on spends of ₹30,000 within 60 days of issuance
₹1,769
₹1,499 + GST
Annual FeeThe annual fee is waived if you spend ₹6 lakh or more in a year on your card, as per bank policy.
₹1,769
₹1,499 + GST
Eligibility
Age
21-65 years
Salary
₹33.3K / Month
Credit Score
750+
Bank Fee Structure
Forex Markup3.00% Forex Markup Fee will be levied if you use your card to make payments in any currency other than INR. This fee applies when shopping on e-commerce websites that accept payments in currencies other than INR or when making payments outside of India using a POS terminal. ₹100 = ₹3 ₹1,000 =₹30 ₹10,000 =₹300 ₹1,00,000 =₹3,000
3.00%
Finance Charges (APR)Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid
3.75%
ATM Withdrawal2.50% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable)
2.50%
Reward RedemptionA reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request.
₹99
Railway SurchargeSurcharge on booking or cancelling railway tickets will be levied as prescribed by IRCTC or Indian Railways and may vary based on their applicable charges.
As prescribed by IRCTC / Indian Railways
Rent PaymentA surcharge fee of ₹199 + GST applies on rental transactions made using the credit card
₹199
Cheque Payment₹200 cheque payment fee is applicable on payments made through cheque
₹200
Cash Payment₹250 + applicable taxes for cash payment of credit card bill at select SBI branches
₹250
Late Payment Charges
Amount due
Fee
₹0 - ₹500
₹0
₹501 - ₹1,000
₹400
₹1,001 - ₹10,000
₹750
₹10,001 - ₹25,000
₹950
₹25,001 - ₹50,000
₹1,100
₹50,000 and above
₹1,300
An additional Late Payment Charge of ₹100 will be levied on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be levied for every payment cycle until the MAD is cleared
The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
